What is TBL?
This Budget Life was created for singles, couples and families looking to get just a little more information about all things budgeting. From how to save money to changing your spending habits to showing you some serious money hacks…we hope to give you our proven budgeting system and ALLL the neat little tips and tricks to help you along the way. The biggest takeaway that we want you to have is that you don’t have to sacrifice your lifestyle to budget the crap out of your money and live the life you want! Our goal is to show you that you and your family can live this budget life too!
Oh hey! Hello there! My name is Ariel Lastella and I am the writer and content creator behind This Budget Life. I am an excel spreadsheet budgeting nerd, a type A, seriously calculated yet weirdly spontaneous risk taker, and I love running numbers for funsies. My hubby’s name is Dave and together, we have been serial budgeters for the past 10 years experiencing all the ups and downs of life during our journey. We have a 5 year old daughter and 2 pups in tow now too! As a budgeting family, we are living life bigger and better than we could have ever thought possible!
Our Budgeting Journey
What made us start This Budget Life?… and what gives us the authority to teach you our ways?
In a single month—everything changed. Dunkin Donuts literally changed our lives and the way we viewed our finances forever.
No, for real, I’m dead serious. In 2013, I got an offer for my first full time job after finishing college at a Fortune 500 company. In the grand scheme of things, it really wasn’t that much money but it was almost $20k more per year overnight compared to my previous contracting job. Honestly, it was barely enough to live off in NJ… but it felt like big money to me at the time and I was excited to say the least! Hubs and I (before we were officially hubs and I) decided to celebrate big time…we put $1k down on an $8000 motorcycle and immediately put ourselves in a $7000 hole. You guys…the dealership let me use my offer letter to qualify for the loan…I didn’t even know that was a thing! THIS was how we decided to celebrate. We had a series of events that I’ll spare you the details on, but we ended up moving into my dad’s house in hopes we could save up faster for our next big adventure. You guessed it…a house!…the all American dream, right? Our views about money were backwards and that mentality continued for a while….
We don’t sacrifice our lifestyle by budgeting. In fact, we found that we get more out of life WHEN we budget and pay close attention to our numbers. Financial awareness is freedom. Freedom gives you the choice to make amazing, life changing decisions that impact the next decision and the next decision after that.