In a world of instant gratification, we are finding ourselves at a level of personal debt never, ever seen before in this country. But why? I think this idea of defining your needs vs. wants in your budget and with your spending is becoming more and more important. Even though you CAN have an item show up at your door in 2 days or less for $6 cheaper than a competitor doesn’t make the purchase that much better if you can’t afford it in the first place. Let’s talk about your financial goals and how defining an absolute need vs. a want, or nice to have, can save your family budget!
Hello friends! We are kicking off this month with a little challenge for our family and would love for you guys to join on in with us! For the next 30 days we are getting back in the swing of daily gratitude! There is nothing that makes budgeting, saving, paying off debt and practicing some patience easier on a family than a little positive mindset. So here we go! Download the free positive mindset gratitude challenge PDF below and get started!
I’ve gathered up a list of best finance books to read! This list of books are great for beginners, but they are also great for anyone who needs to review the basics from time to time. Go ahead! Dive right in and take a look at this list of best finance books to read! Don’t be shy either! Always keep this list in the back of your mind and come back to it when you need. Repetition of ideas, actions, and thoughts common throughout each of these books just creates the best and most productive positive money habits!
We are massive coffee lovers in this house. After getting so tired of constantly buying K-cups and only making 1 cup at a time, we decided to ditch our Keurig and go back to the days of a carafe. We had no idea how much money we were saving ourselves by making the switch! Simple math shows that we have saved ourselves $638 a year….AT A MINIMUM! Come along and let’s do some coffee math together, shall we?
Using this super simple budgeting spreadsheet, our family paid off $7k of loan debt and saved another $20k in only 9 months to close on our first house in 2015! It took only 1 month of using this method to be so hyper aware of our finances that it flipped our life upside down. It worked so well for us that we wanted to share our monthly budget spreadsheet with all of you guys with a FREE download!!
Over the past few years, we have been on a mission to change out our one time use household items for those that are reusable in an effort to save some serious cash. We are 4 years in and have changed out these 4 common items and have put some money back into our pocket! We haven’t looked back since!
To all those looking for meal planning inspiration, a simple method to follow, or just that extra nudge to save yourself some money….I got you! Just follow these simple steps to download and print these free meal planning printables and get started!
You guys! It dawned on me that our family has now been using Instacart and getting our groceries delivered at our home for a full year!…and let me tell you, I don’t think we will ever NOT use an online grocery service from here on out. I think I even have the hubs hooked! We are both obsessed with using Instacart not only for the hassle and time savings, but we found that we actually started saving money. Yes, you read that right! We started S.A.V.I.N.G. money! Instacart for us means more homemade meals, less food waste, more money in our pockets and more time spent on stuff we need or want to be doing each week like RVing and spending time with family.
Speaking of all the things…meal planning is one of those things that I do each week for our family. I know, I know…just add it to the list! But, I wanted to share with you how I keep myself sane when it comes to family meal planning that makes our meals simple and easy during the week. I have started using this system of meal planning and prepping for our weekend RV trips which has been a lifesaver for our small fridge. It also allows us to relax while we are at our campsite and not think about what our next meal is going to be